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A title search is usually required in real estate transactions. It does not just confirm the legal title to a piece of property, but also confirms the ownership status of that piece of property. Clear title is crucial for the real estate transaction run smoothly. Without clear title, there could be issues with the lender regarding the transfer of title. Title insurance companies carry out a title search to insure title coverage for a piece of property prior to the closing date. There are a few different methods to conduct a title search.
In the past, the only way to perform an actual title search was to call all the local offices of the United States Attorneys and have each local courthouse find the current owner of the property and request the copy of their legal documents relating to the property. If the owner did not have any current legal documents then he probably not have any active titles. The local office would be required to conduct an inquiry into the title. This could take a few days and cost quite a lot.
There are many options available today to speedily and easily conduct an effective title search. A lot of real estate agents who are trained in the use of title search techniques, now have access to online property records databases. These databases are online and contain documents, deeds, and images that are in the title company’s database base. This database is utilized by the title search firm to search the county where the property is located.
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If the owner does not have legal documents available The title search company can utilize the data base to search for the owner’s name. If the person is within the United States, the company will look up the records of the county where the person lives. The company will also search for the United States territorial laws for international properties. If all else fails, the property title search providers have the power to create an authentic copy of the original document images for the purposes of executing an effective title search.
With a clear title it is simple to get all the information on the owner. Once you have this information, you are able to begin to get the title history of the property’s clear. If the original image of the document was missing or not complete the online title search services can produce a “revised” hard copy of the title history. The hard copies are vital for establishing a clear title history for your own personal needs as well.
A title search may be necessary if there is any contradiction in the legal documents between you and a foreign entity. For instance, if the property is purchased by a foreign party and the legal title does not include the names of the parties as owners. In this scenario, a title search might be required to determine the names of the parties as owners on all the necessary deeds.
It is important to note that, even if there is a chain that runs from the seller to the buyer of a property, if the deed is not clear in its title, you aren’t legally entitled. Before you begin an investigation of title to determine the names and parties that are involved in the purchase it is crucial to speak with an experienced lawyer. If you don’t consult an attorney, the expertise could lead to serious legal problems and may result in having the court decide to impose a fine for the defects in the deed, if you attempt to redeem the property before having the matters resolved through an attorney appointed by the court. An attorney can also give you information on the steps you need to take if it is not clear that you have legal ownership of the property prior to the purchase. The attorney will review the purchase contract as well as other legal documents to make sure that there are no flaws in the chain of title.
A title search can easily be carried out by anyone, so it is essential to select an established title company. Search engines can assist you to figure out which local companies are authorized to conduct title searches. If you’d like to discuss the details of the search with an attorney in your area, you can go online to a website that offers various specialty legal services like title insurance policy and title search. The website provides a comprehensive list of attorney generals and court registered legal firms that specialize in the country.
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