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A title search is usually an essential step in real estate transactions. It not only confirms the legal title of a property, but also determines ownership status of that piece of property. Clear title is essential for a smooth real estate transaction. Clear title can lead to conflicts with lenders regarding title transfers. Title insurance companies conduct searches for title to ensure title coverage for property that is not yet closed. There are many different methods to conduct a title search.
In the past, the only method to conduct a title search was to contact all the offices in the local area of the United States Attorneys and have each local courthouse find the owner who is currently in possession of the property. They then request the copy of their legal documents that pertain to the property. If the individual did not have any current legal documents and he did not have any current legal papers, then he will almost definitely not have any titles in active status. The local office would have to conduct a title search. This can take several days and can cost quite a bit.
There are a variety of ways to conduct the title search efficiently and easily. Many real estate agents, who are well trained in the use of title search techniques can now access databases for property records that are online. These databases are populated with deeds and other documents images stored in the data base of the title company. This database is utilized by the title search company to look up the county where the property is located.
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If the owner doesn’t have any legal papers available The title search company can use the data base to search for the owner’s name. If the owner is located in the United States, the company searches the records of county where he or she reside. If the property is located in another country, the company will also utilize the United States territorial laws to find the owner. If nothing else works, the online property title search services have the authority to create an authentic duplicate of the original document images for purposes of executing a successful title search.
If you have a clear title, it is easy to obtain all the information on the owner. Once you have the information, you can begin to get the property’s clear title history. Online title search providers can provide a “revised” hard-copy title history, if the original image of the document is not present or insufficient. These hard copies are vital to establish a clear title history to be used for personal reasons.
A title search is required if there’s a discrepancy in the paperwork between you and a foreign partner. For instance, if the property is purchased by a foreign company the title to the property may not include the names of the parties as owners. In such cases an investigation of the title may be required to determine the holders of all the necessary deeds.
An important point to consider is that, even if there’s an ownership chain from the seller of a property to the buyer but if there isn’t a clear title in the deed, you do not have legal rights to the property. Therefore, it is imperative to speak with an experienced lawyer prior to beginning a title search to identify the names of parties involved in the acquisition. If you don’t have the expertise to handle this issue, you may end up facing serious legal issues. The court could order you to pay the deficiencies in the deed in the event that you attempt to redeem the property. If you don’t have legal title when you make the purchase The attorney will advise you of what to do. To ensure there aren’t any issues with title The attorney will also review the purchase contract and other legal documents.
Anyone can perform the title search, but it is essential to select an experienced title company. You can find out the companies in your region that are licensed to do titles searches on the internet. If you’d prefer to discuss the specifics of the search with a local attorney, you can visit a website that offers numerous different special legal services like the title insurance policy and search. The website offers a complete list of attorney generals and court-registered specialty law firms located throughout the nation.
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