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In real property transactions the title search is usually required. It not only confirms the legal title of a property but also ascertains the ownership status of the piece of property. A clear title is required for any real estate transaction to be smooth. Clear title could cause conflict with lenders regarding title transfers. Title insurance companies carry out a title search to insure title coverage on a property before the closing date. There are various ways for conducting title searches.
In the past, the only way to perform a title search was to contact all of the local offices of the United States Attorneys and have each local courthouse find the current owner of the property and request an official copy of their legal papers pertaining to the property. If the person did not have any current legal papers, then he would almost probably not have any current titles. The local office would need to conduct an examination of the title. This can take several days and could cost quite a lot.
There are many options in the present to swiftly and easily conduct an easy title search. Many agents are familiar with the methods used to search for title and have access to online databases of property records. These databases contain deeds and other documents images stored in the data base of the title company. The title search business uses this database to perform a search in the county where the property is located.
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If the owner doesn’t have any legal papers available The title search company can use the data base to search for the owner’s name. If the owner is located in the United States, the company searches the records of the county in which he/she lives. It will research the United States territorial laws for international properties. Online property title search services can also make a verified duplicate from the original documents images in the event that all else fails. This will result in a successful title search.
If you have a clear title it is simple to get all the information regarding the owner. Once you have this information, you can begin to find the property’s clear title history. If the original document image was missing or incomplete, the online title search services will produce an “revised” hard copy of the title history. These hard copies are vital to create a clear history of the title for personal purposes.
A title search might be required if there’s a differences in the documentation between you and a foreign party. A foreign person may acquire an asset, but the legal title may not identify the owners. In this instance, a title search could be necessary to determine the names of the parties as owners on all the required deeds.
An important point to consider is that even if you have a title chain from the seller of the property to the purchaser, if there is no clear title in the deed, you are not legally entitled to the property. Before you begin the process of identifying the names and parties who were involved in the purchase it is essential to speak with an experienced attorney. If you don’t consult an attorney, the experience could result in serious legal issues and could result in the court having to decide to impose a fine for the deficiencies in the deed in the event that you attempt to redeem the property before having the matters resolved through a court appointed attorney. An attorney can also offer suggestions on the best steps to take if you don’t legally own the property at the time of the transaction. The attorney will go over the purchase agreement and other legal documents to make sure that there aren’t any flaws in the title chain.
Anyone can conduct titles searches, however, it is important to choose a reputable title company. You can find out the companies in your region that are authorized to conduct titles searches on the internet. If you’d rather discuss the specifics of your search with a local attorney you can go online to an online site that provides various specialty legal services, including the insurance policy for title and title search. The site provides a comprehensive listing of attorney generals and court registered legal firms that specialize in the country.
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