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In real property transactions, a title search is often required. It does not just confirm the legal title to a piece of property, but also confirms the ownership status of that piece of property. A clear title is essential for a real estate transaction to proceed smoothly. Clear title could cause conflict with lenders over title transfers. Title insurance companies will conduct a title search in order to guarantee title coverage for properties that are not yet closed. There are various ways to conduct title searches.
In the past, you could only conduct a title search through calling all United States Attorneys. Each local courthouse will locate the current owner and request a copy of their legal documents. If the owner did not have any current legal papers and he did not have any current legal papers, then he will almost certainly not have any active titles. The local office would need to conduct an examination of the title. This could take a few days and could cost quite a bit.
There are a variety of options available today to quickly and easily conduct the title search. Many real estate agents, who have been trained in techniques for conducting title searches have access to online property records databases. These online databases have deeds and other documents images stored in the data base of the title company. This data base is then utilized by the title search company to look up the county in which the property is located.
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If the owner does not have legal documents available The title search company can use the data base to find the owner’s name. If the person is living in the United States, the company will search for the records of the county in which the owner lives. If the property is located in another country, the company will also use the United States territorial laws to locate the owner. If all else fails, the online property title search service has the authority to make an authentic duplicate of the original document images for purpose of conducting a successful title search.
It is easy to find all information about the owner if you have a clear title. With this information you can begin to discover the clear title history of the property. Online title search services can provide an “revised” hard-copy title history, if the original image of the document is not present or incomplete. The hard copies are crucial for establishing a clear record of title to be used for personal reasons.
A title search may be required if there is a differences in the documentation between you and a foreign party. For instance, when an asset is acquired by a foreign party and the legal title does not include the names of the parties as owners. In these situations an investigation of the title may be required to identify the holders of all the necessary deeds.
It is crucial to remember that even though there is a chain of title from the seller to the purchaser of the property, if the deed does not clearly show title, you aren’t legally entitled. Before you begin an investigation of title to determine the names and the parties that are involved in the purchase it is essential to speak with an experienced attorney. If you don’t consult an attorney, the expertise could lead to serious legal problems and may result in having the court require you to pay for the defects in the deed, if you attempt to sell the property without first getting the issue resolved through a court appointed attorney. An attorney can also provide advice about what steps to take if you do not have legal ownership of the property prior to the purchase. The attorney will go over the purchase contract as well as other legal documents to make sure that there are no flaws in the chain of title.
Title searches can be performed by anyone, which is why it is crucial to choose an experienced title company. Online searches can help you find the local businesses that are authorized to conduct title searches. If you’d rather discuss the specifics of the search with a local attorney, you can go online to a website that offers several different specialty legal services including title insurance policy and title search. The site offers a comprehensive directory of attorney general and court-registered special law firms throughout the nation.
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