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In real estate transactions it is often required. It is a way of confirming the legal title of a property, and also determines its ownership status. A clear title is required for the real estate transaction go through smoothly. Clear title could cause conflict with lenders regarding title transfers. Title insurance companies conduct a title search to insure title coverage on a piece of property prior to the closing date. There are several methods to conduct title searches.
In the past, the only method to conduct the title search was to contact each of the local offices of the United States Attorneys and have each local courthouse find the current owner of the property and request the copy of their legal documents that pertain to the property. If the owner didn’t have any current legal documents or titles, they would likely not have any titles in active status. It would then be necessary to obtain a title search from the local office which could take several days, and cost quite a lot of money.
There are a variety of options available today to speedily and easily conduct an easy title search. Many agents are familiar with the methods used to search for title and can access databases for property records that are online. These online databases have documents, such as deeds and deeds stored in the data base of the title company. This data base is then used by the title search company to search the county in which the property is situated.
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If the owner doesn’t have legal documents available, the title search company can use the database to find the name of the owner. If the owner is within the United States, the company will search the documents of the county where the person lives. For properties that are located outside the United States, the company will also make use of the United States territorial laws to locate the owner. Online property title search services can also create a verified duplicate from the original documents images, if everything other options fail. This will enable an effective title search.
If you have a clear title, it is simple to get all the details about the owner. With that knowledge you are able to find the clear title history of the property. If the original image of the document was not complete or missing The online title search service can create an “revised” hard copy of the title history. These hard copies are essential for establishing a clear record of title for personal purposes.
A title search might be necessary if there is any difference in the documents between you and a foreign party. A foreigner may purchase a property, and the title legal could not identify the property’s owners. In this instance, a title search may be required to identify the parties’ names as the owners of all of the required deeds.
It is important to keep in mind that, even if there is an established chain from the seller to the purchaser of a property, if the deed does not clearly show title, you aren’t legally entitled. It is therefore essential to speak with an experienced attorney prior to conducting an investigation of title to discover the names of the people involved in the acquisition. Doing this without an attorney’s expertise could lead to serious legal problems and may end up having the court demand that you pay for the deficiencies in the deed, if you attempt to redeem the property before having the matter resolved with an attorney appointed by the court. An attorney can also give you advice about what steps to take if you do not have legal ownership of the property at the time of the transaction. To ensure that there aren’t any issues with title, the attorney will review the purchase contract and other legal documents.
Anyone can perform a title search, but it is essential to select a reputable title agency. Search engines can assist you to find the local businesses that are authorized to conduct title searches. You can also search online to find a variety of specialty legal services such as title insurance and title search. The website provides a comprehensive list of all attorney generals and specialty law firms that are registered with the courts across the country.
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