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A title search is typically an essential step in real estate transactions. It is a way of confirming the legal title to a property, and also determines its ownership status. A clear title is necessary for the real estate transaction run smoothly. Without a clear title, there may be issues with the lender concerning the transfer of title. Title insurance companies will conduct an examination of the title to guarantee title coverage on a piece of property prior to closing. There are many ways to conduct title searches.
In the past, the only way to perform an actual title search was to contact all the local offices of the United States Attorneys and then have each courthouse in the local area find the owner who is currently in possession of the property. They then request copies of their legal documents that pertain to the property. If the person didn’t have any current legal papers then he probably not have any titles in active status. The local office would need to conduct an inquiry into the title. This could take a few days and cost quite a lot.
There are many ways to conduct an online title search quickly and easily. Many agents are knowledgeable about the techniques of title searches and have access to databases of property records online. These online databases have deeds and other documents images stored in the data base of the title company. The title search business uses this database to perform a search in the county in which the property is located.
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If the owner doesn’t have any legal documents The title search company can utilize the data base to find the name of the owner. If the owner is located in the United States, the company looks up the records of the county in which the owner reside. If the property is located in another country, the company will also make use of the United States territorial laws to identify the owner. Online property title search services can also make a verified duplicate of the original documents images in case all other options fail. This will allow for a successful title search.
With a clear title it is easy to obtain all the information on the owner. Once you have the information, you can begin to get the title history of the property’s clear. Online title search services can provide a “revised” hard-copy title history if the original document image is not there or is incomplete. These hard copies are crucial to establish a clear history of the title for your personal needs as well.
When you are dealing with a foreign party, a title search may be required when there is a discrepancy between the documents of the parties. For instance, when a property is acquired by a foreign company, the legal title may not contain the parties’ names as owners. In this situation, a title search may be required to identify the parties’ names as owners on all of the necessary deeds.
An important point to consider is that even if you have an ownership chain from the owner of the property to the purchaser in the event that there is no clear title on the deed you are not legally entitled to the property. Before you begin the process of identifying the names and parties involved in the acquisition it is vital to consult an experienced attorney. If you don’t have the experience to handle this, you could run into serious legal issues. The court may require you to pay for the deed’s shortcomings if you try to redeem the property. An attorney can also provide you with information on the steps you need to take if it is not clear that you legally own the property at the time of the transaction. To ensure that there aren’t any issues with title the attorney will go over the purchase contract as well as other legal documents.
Anyone can conduct an online title search, however it is essential to select an experienced title company. You can determine which businesses in your area are authorized to conduct title searches online. If you prefer to discuss details of the search with a local attorney, you can visit an online site that provides several different specialty legal services, including title insurance policy and title search. The website offers a complete listing of attorney generals and court-registered special law firms throughout the nation.
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