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A title search is often an essential step in real property transactions. It does not just confirm the legal title of a piece of property but also ascertains the ownership status of the piece of property. Clear title is crucial to smooth real estate transactions. Clear title could cause conflict with lenders regarding title transfers. Title insurance companies will carry out an investigation into the title to ensure title coverage on a property prior to closing. There are many different methods to conduct title searches.
In the past, the only method to perform an actual title search was to call all of the local offices of the United States Attorneys and then have each courthouse in the local area determine the owner who is currently in possession of the property. They then request the copy of their legal documents related to the property. If the person didn’t have any current legal documents or documents, then he’d almost likely not have any titles in active status. The local office would have to conduct an inquiry into the title. This could take several days and cost quite a bit.
There are a variety of options available today to quickly and easily conduct a title search. Many agents are knowledgeable about title search techniques and can access online databases of property records. These databases are online and contain documents and deeds that are in the title company’s database base. This database is utilized by the title search company to look up the county where the property is located.
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If the owner does not have any legal documents the title search firm can use the database to search for the name of the owner. If the person is still living in the United States, the company will look through the documents of the county where the owner lives. For international properties the company will utilize the United States territorial laws to locate the owner. If all else fails the property title search providers have the authority to make an authentic copy of the original documents for the purposes of performing the title search successfully.
It is easy to find all information about the owner when you have a clear title. With that knowledge you can then obtain the clear title history of the property. Online title search services can offer the “revised” hard-copy title history, if the original image of the document is not present or insufficient. These hard copies are essential to create a clear history of the title to be used for personal reasons.
If you are dealing with a foreign person an investigation of title may be required if there is an inconsistency between the documents of the parties. A foreign person may acquire a property, and the title issued by the law could not identify the property’s owners. In these situations, a title search may be required to identify the owners of the necessary deeds.
It is important to remember that even if there’s a chain that runs from the seller to the buyer of the property, if the deed does not clearly show title, you are not legally entitled. Therefore, it is essential to consult an experienced attorney prior to beginning the title search to determine the names of the parties involved in the acquisition. If you do this without an attorney’s expertise can result in grave legal issues and result in having the court require you to pay for the errors in the deed, if you attempt to redeem the property without having the matters resolved through a court appointed attorney. If you don’t have legal title at the time of the transaction the attorney will advise you of how to proceed. The attorney will scrutinize the purchase agreement as well as other legal documents to make sure that there are no defects in the title chain.
Anyone can perform an online title search, however it is important to choose an established title company. Online searches can help you find out which local businesses are licensed to perform title searches. You can also use the internet to search for a range of legal services for specialization including title insurance and title search. The website offers a complete listing of attorney general and court registered special law firms throughout the nation.
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