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A title search is usually an essential step in real estate transactions. It confirms the legal title of a property, and also determines its ownership status. A clear title is essential for any real estate transaction to be smooth. Clear title could cause conflict with lenders over title transfers. Title insurance companies conduct an investigation into the title to ensure title coverage on properties that aren’t yet closed. There are a variety of ways to conduct title searches.
In the past, you could conduct a title search by contacting all the United States Attorneys. Each courthouse in your area could identify the current owner and request copies of their legal documents. If the owner did not have any current legal papers then he probably not have any active titles. The local office would be required to conduct an inquiry into the title. This can take several days and can cost quite a lot.
There are a variety of ways to conduct a title search quickly and easily. Many agents are knowledgeable about methods of searching for titles and can access databases of property records online. These databases include documents and deeds in the title company’s data base. This data base is then used by the title search company to find the county where the property is situated.
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The title search firm can use the data base to find the owner’s information in the event that the owner doesn’t have any legal papers. If the person is still in the United States, the company will search for the documents of the county where the owner lives. The company will also check for the United States territorial laws for international properties. Online property title search services will also be able to create a certified duplicate of the original documents images in the event that all else fails. This will ensure an effective title search.
If you have a clear title it is simple to get all of the information about the owner. Once you have the information, you can begin to obtain the title history of the property’s clear. If the original document image was missing or insufficient, the online title search service can provide a “revised” hard copy of the title history. These hard copies are essential for establishing a clear title history for your personal needs as well.
When you are dealing with a foreign company it is possible that a title search be required in the event of an inconsistency between the two parties’ documents. For example, when a property is acquired by a foreign company however, the legal title may not contain the names of the parties as owners. In this instance, a title search might be required to identify the names of the parties as the owners of all of the required deeds.
A crucial point to remember is that, even if there’s a chain of title from the seller of a property to the buyer but if there isn’t a clear title on the deed you are not legally entitled to the property. Therefore, it is imperative to consult an experienced attorney prior to beginning the title search to determine the names of the people involved in the acquisition. If you do not have the knowledge to deal with this, you could end up facing serious legal problems. The court may require you to pay for the deed’s shortcomings when you attempt to redeem the property. If you do not have legal ownership at the time of the transaction, the attorney will advise you of what to do. The attorney will look over the purchase agreement as well as other legal documents to ensure that there are no flaws in the chain of title.
Anyone can perform the title search, but it is important to choose a reputable title company. Online searches can help you figure the local companies that are licensed to perform title searches. If you’d like to discuss the specifics of the search with an attorney in your area, you can visit an online portal that offers various specialty legal services such as the title insurance policy and search. This site has a complete list of all attorney generals as well as specialty law firms that are registered with the courts across the country.
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