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A title search is often an essential step in real estate transactions. It not only confirms the legal title of a property, but also determines the ownership status of the particular piece of property. A clear title is required for any real estate transaction to proceed smoothly. Clear title could cause conflict with lenders regarding title transfers. Title insurance companies carry out a title search to insure title coverage on a property before the closing date. There are many ways to conduct title searches.
In the past, the only way to conduct the title search was to contact all the offices in the local area of the United States Attorneys and have each local courthouse identify the current owner of the property and request an official copy of their legal documents related to the property. If the owner did not have any legal papers in the current time or titles, they would likely not have any active titles. The local office would need to conduct an examination of the title. This can take several days and could cost quite a bit.
There are many options in the present to swiftly and easily conduct the title search. Many agents are well-versed in the techniques of title searches and can access online databases of property records. These databases are online and contain deeds as well as images of documents that are part of the title company’s data base. This data base is then utilized by the title search company to search the county where the property is located.
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If the owner doesn’t have any legal papers available The title search company could use the data base to find the name of the owner. If the owner is living in the United States, the company will search for the documents of the county in which the person lives. It will check the United States territorial laws for international properties. If nothing else works, the property title search providers have the power to create a verified duplicate of the original document images for the purposes of conducting the title search successfully.
With a clear title it is easy to find all the information regarding the owner. With this information you can begin to obtain the clear title history of the property. If the original document image was missing or insufficient The online title search can create a “revised” hard copy title history. The hard copies are necessary to establish clear title history for personal purposes.
A title search is required if there is a difference in the documents between you and a foreign entity. A foreign person may acquire property, and the legal title may not identify the owners. In this scenario, a title search may be required to find the names of the parties as the owners of all of the required deeds.
An important aspect to take into consideration is that, even if there’s a title chain from the seller of the property to the buyer, if there is no clear title on the deed you are not legally entitled to the property. Before you begin the process of identifying the names and parties who were involved in the purchase, it is important to consult an experienced attorney. Doing this without an attorney’s expertise can result in serious legal issues and could end up having the court decide to impose a fine for the mistakes in the deed, if you attempt to redeem the property before having the matter resolved by an attorney appointed by the court. An attorney can also give you advice about what steps to take if you don’t have legal ownership of the property at the time of the transaction. The attorney will scrutinize the purchase contract as well as other legal documents to ensure that there are no defects in the chain of title.
Anyone can perform the title search, but it is essential to choose an established title company. Search engines can assist you to find the local companies that are authorized to conduct title searches. You can also use the internet to find a variety of legal services that are special such as title insurance and title search. The site provides a comprehensive listing of attorney general and court registered specialty law firms across the nation.
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