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In real property transactions the title search is typically required. It not only confirms the legal title of a property, but also determines ownership status of that piece of property. Clear title is crucial for an easy real estate transaction. Without clear title, there could be conflicts with the lender concerning the transfer of title. Title insurance companies conduct searches for title to insure title coverage on properties that aren’t yet closed. There are various ways for conducting title searches.
In the past, the only method to perform the title search was to contact all of the local offices of the United States Attorneys and then have each courthouse in the local area locate the current owner of the property and request an official copy of their legal documents relating to the property. If the person did not have any current legal papers in place, then they would likely not have any current titles. The local office would be required to conduct an inquiry into the title. This could take several days and could cost quite a bit.
There are many ways to conduct an effective title search quickly and easily. Many agents are knowledgeable about title search techniques and have access to online databases of property records. These databases include deeds as well as other documents stored in the database of the title company. The title search firm makes use of this database to search the county where the property is located.
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If the owner doesn’t have any legal papers available the title search firm can use the data base to search for the name of the owner. If the owner is still living in the United States, the company will search the records of the county in which the owner lives. For properties outside the United States the company will employ the United States territorial laws to find the owner. If nothing else works, the online property title search services have the power to create a certified duplicate of original document images for the purposes of performing an effective title search.
With a clear title it is easy to find all the information regarding the owner. With this information you are able to find the clear title history of the property. If the original image of the document was not complete or missing the online title search tools can produce a “revised” hard copy of the title history. The hard copies are essential to establish clear title history for your personal needs as well.
If you are working with a foreign entity, a title search may be required if there is an inconsistency between the paperwork of the parties. A foreign entity may purchase property, and the title in the legal document could not identify the property’s owners. In this scenario, a title search may be required to determine the names of the parties as owners on all the required deeds.
It is important to keep in mind that even if there’s a chain from the seller to the purchaser of an asset, if the deed doesn’t show clear title, you aren’t legally entitled. It is therefore essential to speak with an experienced lawyer prior to conducting an investigation of title to discover the names of the people involved in the acquisition. If you don’t have the expertise to handle this issue, you may be facing serious legal issues. The court could require you to pay the deficiencies in the deed in the event that you attempt to redeem the property. If you do not have legal title at the time of the transaction the attorney will guide you of what to do. To ensure that there aren’t any issues with title the attorney will look over the purchase contract and any other legal documents.
A title search can be conducted by anyone, which is why it is important to choose an established title company. Online searches can help you figure the local companies that are licensed to perform title searches. You can also search online to find a variety of legal services for specialization, including title insurance as well as title search. The website provides a comprehensive list of all attorney generals and specialty law firms which are registered with the courts across the country.
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