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A title search is often an essential step in real property transactions. It is a way of confirming the legal title to the property and also establishes its ownership status. Clear title is crucial for a smooth real estate transaction. Without clear title, there may be conflicts with the lender concerning the transfer of title. Title insurance companies will conduct a title search to secure title coverage on a property prior to closing. There are various methods to conduct a title search.
In the past, the only method to perform a title search was to contact each of the local offices of the United States Attorneys and have each local courthouse determine the owner who is currently in possession of the property. They then request copies of their legal papers pertaining to the property. If the owner didn’t have any current legal papers, he would most likely not have any titles in active status. The next step would be to obtain the title search from the local office which could take several days, and can cost quite a lot of money.
There are a variety of options available today to quickly and easily conduct a title search. Many real estate agents, who are trained in techniques for conducting title searches have access to databases for property records that are online. These databases include deeds , as well as other documents stored in the database of the title company. This database is utilized by the title search company to search the county where the property is situated.
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If the owner does not have legal documents available, the title search company can use the data base to search for the name of the owner. If the owner is in the United States, the company will search for the records of the county in which the owner lives. For properties outside the United States, the company will also utilize the United States territorial laws to locate the owner. If all else fails the title search services for property have the power to create a certified duplicate of original documents for the purposes of executing a successful title search.
It is easy to discover all the details about the owner with a clear title. With that knowledge you can then discover the clear title history of the property. Online title search providers can provide a “revised” hard-copy title history in the event that the original document image is not there or is insufficient. These hard copies are necessary to establish a clear title history for personal use.
When you are working with a foreign party an investigation of title may be required when there is an inconsistency between the documents of the parties. For instance, when the property is purchased by a foreign party and the legal title does not include the parties’ names as owners. In this case, the title search may be required to locate the names of the parties as the owners of all of the necessary deeds.
An important aspect to take into consideration is that even if you have an ownership chain from the seller of the property to the purchaser in the event that there is no clear title on the deed, you do not have legal rights to the property. Therefore, it is essential to speak with an experienced lawyer before proceeding with the title search in order to determine the names of people involved in the acquisition. If you don’t have the expertise to handle this issue, you may be facing serious legal problems. The court may require you to pay the deed’s deficiencies in the event that you attempt to redeem the property. An attorney can also give you advice about what steps to take if it is not clear that you have legal ownership of the property at the time of the transaction. To ensure there aren’t any issues with title, the attorney will review the purchase contract and any other legal documents.
A title search can easily be carried out by anyone, so it is important to choose a reputable title company. You can find out the companies in your region that are licensed to conduct titles searches on the internet. You can also search online to find a variety of legal services for specialization such as title insurance and title search. The site offers a comprehensive listing of attorney generals and court registered specialty law firms across the country.
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