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In real property transactions it is often required. It not only confirms the legal title of a piece of property but also ascertains the ownership status of that piece of property. Clear title is crucial for a smooth real estate transaction. Without a clear title, there may be issues with the lender over the transfer of title. Title insurance companies conduct searches for title to guarantee title coverage for property that was not yet closed. There are many ways to conduct title searches.
The past was when you could do a title search calling all United States Attorneys. Each courthouse in the local area would locate the current owner and request a copy their legal documents. If the owner didn’t have any current legal papers or titles, they would likely not have any active titles. The local office would need to conduct an investigation into the title. This could take a few days and cost quite a bit.
Today, there are many ways to conduct an online title search quickly and easily. Many agents are familiar with the techniques of title searches and can access databases of property records online. These databases contain deeds , as well as other documents stored in the data base of the title company. This data base is then utilized by the title search company to search the county in which the property is situated.
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The title search firm can use the data base to search the owner’s name in the event that the person doesn’t possess any legal papers. If the person is still within the United States, the company will search the documents of the county where the owner lives. The company will also search the United States territorial laws for international properties. If nothing else works, the property title search providers have the authority to produce a certified duplicate of original document images for the purposes of conducting a successful title search.
It is easy to find the information regarding the owner if you have an undisputed title. Once you have the information, you can begin to get the title history of the property’s clear. If the original document image was not complete or missing, the online title search service will produce an “revised” hard copy of the title history. These hard copies are crucial for establishing a clear record of title to be used for personal reasons.
A title search could be required if there is a contradiction in the legal documents between you and a foreign entity. A foreign party may acquire a property, and the legal title does not always identify the owner. In this case, the title search may be necessary to determine the names of the parties as owners on all of the required deeds.
An important aspect to take into consideration is that even if there’s an escrow of title from the owner of the property to the purchaser but if there isn’t a clear title on the deed you do not have legal rights to the property. Before you begin the title search to find the names and parties who were involved in the purchase, it is important to speak with an experienced lawyer. If you don’t have the expertise to handle this, you could run into serious legal problems. The court could order you to settle the deed’s deficiencies should you attempt to redeem the property. If you don’t have legal title at the time of the transaction, the attorney will advise you of what to do. The attorney will go over the purchase agreement and other legal documents to make sure that there aren’t any issues in the chain of title.
A title search can be conducted by anyone, which is why it is essential to select a reputable title company. You can determine which companies in your area are authorized to conduct titles searches on the internet. If you’d rather discuss the details of the search with a local attorney, you can go online to an online portal that offers several different specialty legal services like the insurance policy for title and title search. The website provides a comprehensive list of all attorney generals as well as specialty law firms which are registered with the courts in the United States.
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