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A title search is often a required step in real property transactions. It not only confirms the legal title of a property but also ascertains the ownership status of the piece of property. Clear title is essential for a smooth real estate transaction. Clear title can create conflicts with lenders over title transfers. Title insurance companies will carry out a title search to secure title coverage on a property prior to closing. There are various methods for conducting title searches.
In the past, the only method to perform a title search was to call each of the offices in the local area of the United States Attorneys and then have each courthouse in the local area identify the current owner of the property and request the copy of their legal documents related to the property. If the person didn’t have any current legal papers or documents, then he’d almost probably not have any titles in active status. It is then necessary to obtain the title search through the local office that could take a few days, and can cost quite a lot of money.
There are a variety of ways to conduct an effective title search quickly and easily. Many agents are well-versed in the techniques of title searches and can access online databases of property records. These databases contain deeds and images of documents that are part of the title company’s data base. The title search company makes use of this database to perform a search in the county in which the property is.
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If the owner does not have legal documents available, the title search company can use the data base to search for the owner’s name. If the person is within the United States, the company will search the documents of the county in which the person lives. If the property is located in another country, the company will also make use of the United States territorial laws to identify the owner. If that fails, the property title search services have the authority to produce an authentic copy of the original document images for the purposes of executing an effective title search.
It is easy to find all information about the owner in the event that you have a clear title. With that knowledge you are able to obtain the clear title history of the property. If the original image of the document was missing or incomplete, the online title search service will produce an “revised” hard copy of the title history. These hard copies are vital for establishing a clear title history for your personal needs as well.
If you are working with a foreign entity A title search might be required if there’s a discrepancy between the paperwork of the parties. A foreign person may acquire an asset, but the legal title may not identify the owners. In such cases the title search might be required to determine the owners of all necessary deeds.
One important thing to keep in mind is that even if there is a title chain from the owner of the property to the purchaser but if there isn’t a clear title on the deed, you do not have legal rights to the property. It is therefore essential to consult with an experienced attorney prior to beginning the title search to determine the names of people involved in the acquisition. If you don’t have the knowledge to deal with this issue, you may end up facing serious legal issues. The court may order you to pay the deficiencies in the deed should you attempt to redeem the property. The attorney will also provide guidance on what steps to follow if you don’t have legal ownership of the property prior to the purchase. The attorney will review the purchase agreement as well as other legal documents to ensure that there are no defects in the title chain.
Title searches can be conducted by anyone, therefore it is crucial to choose a reputable title company. Search engines can assist you to figure out which local businesses are licensed to perform title searches. You can also go online to find a wide range of specialty legal services like title insurance and title search. The website provides a comprehensive list of the attorney generals and specialty law firms which are registered with the courts across the country.
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