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A title search is usually a required step in real estate transactions. It not only confirms the legal title to a piece of property, but also confirms the ownership status of the particular piece of property. A clear title is required for a real estate transaction to go through smoothly. Without clear title, there may be issues with the lender regarding the transfer of title. Title insurance companies conduct searches for title to guarantee title coverage for properties that aren’t yet closed. There are several methods to conduct title searches.
In the past, the only way to perform a title search was to contact all of the local offices of the United States Attorneys and then have each courthouse in the local area find the owner who is currently in possession of the property. They then request an official copy of their legal documents related to the property. If the person didn’t have any current legal documents or documents, then he’d almost certainly not have any current titles. The next step would be to obtain a title search from the local offices, which could take several days and cost some money.
There are many options available today to swiftly and efficiently conduct an easy title search. Many agents are well-versed in title search techniques and can access online property records databases. These databases contain deeds and images of documents within the data base. The title search firm utilizes this database to perform a search of the county where the property is located.
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If the owner doesn’t have legal documents available, the title search company can utilize the data base to find the name of the owner. If the owner is still living in the United States, the company will search the records of the county in which he/she lives. The company will also look up for the United States territorial laws for international properties. Online property title search services will also be able to create a certified duplicate of the original documents images, if everything else fails. This will enable a successful title search.
If you have a clear title it is easy to obtain all the information regarding the owner. With that knowledge you can begin to obtain the clear title history of the property. If the original document image was missing or not complete The online title search can produce a “revised” hard copy title history. These hard copies are vital to establish a clear title history for personal purposes.
A title search is required if there’s any differences in the documentation between you and a foreign partner. A foreign entity may purchase property, and the legal title does not always identify the owner. In these cases, a title search may be required to identify the owners of all the necessary deeds.
It is important to remember that even though there is an established chain from the seller to the buyer of an item, if your deed is not clear in its title, you are not legally entitled. Therefore, it is crucial to consult with an experienced attorney before beginning the title search to determine the names of the people involved in the acquisition. If you don’t have the necessary knowledge to manage this, you could run into serious legal problems. The court may require you to pay for the deed’s shortcomings if you try to redeem the property. An attorney can also provide guidance on what steps to take if it is not clear that you legally own the property prior to the purchase. To ensure that there are no defects in title, the attorney will review the purchase contract and any other legal documents.
Anyone can perform the title search, but it is important to choose a reputable title agency. You can find out which businesses in your area are licensed to conduct title searches online. You can also visit the internet to find a variety of specialty legal services such as title insurance as well as title search. The website provides a comprehensive listing of attorney general and court registered specialty law firms across the country.
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